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John Rafferty

Using COVID-19 Liability Waivers to Protect Your Business

By John Rafferty — As many institutions take further steps to reopen, most are interested in creating a safe environment and simultaneously, reducing liability for future COVID-related issues. Some institutions have gone so far as to ask that persons receiving services sign liability…

John Rafferty

Now You Know: Your Rights on Insurance Claims

By John Rafferty —  Nearly everyone who pays insurance premiums expects that when they submit a claim for a loss believed to be covered, the insurance company will, having been paid the premiums, cover the loss. Sometimes, when claims are denied,…

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